Prioritizing Mental Health: A Guide to Medicare’s Preventive Services

Mental health is an integral aspect of overall well-being, yet it is often overlooked or underestimated, especially among older adults. However, with the recognition of its importance, Medicare has expanded its coverage to include a range of preventive services aimed at addressing mental health concerns. Let us delve into the significance of mental health preventive services under Medicare, what they cover, and how beneficiaries can access these vital resources.

Understanding Medicare’s Commitment to Mental Health

Medicare, the federal health insurance program primarily for individuals aged 65 or older, recognizes the impact of mental health on overall health and quality of life. In recent years, there has been a concerted effort to broaden coverage and promote awareness of mental health issues within the Medicare framework.

Preventive Services Covered by Medicare

Medicare covers a variety of mental health services designed to detect, address, and manage mental health concerns early on. These services include:

  1. Annual Wellness Visits
    • During the annual wellness visit, Medicare beneficiaries can discuss their mental health concerns with their healthcare provider.
    • Providers can offer personalized recommendations for maintaining mental well-being and refer patients to appropriate services as needed.
  2. Depression Screening
    • Medicare beneficiaries are entitled to an annual depression screening with their primary care provider.
    • Screening for depression allows for early detection and intervention, leading to improved outcomes and better management of mental health conditions.
  3. Counseling and Therapy
    • Medicare covers outpatient mental health services, including individual and group therapy sessions.
    • Beneficiaries can access licensed professionals such as psychologists, clinical social workers, and counselors for guidance and therapy services.
  4. Telehealth Services
    • In response to the COVID-19 pandemic, Medicare has expanded coverage for telehealth services, including mental health consultations.
    • Telehealth allows beneficiaries to receive mental health care remotely, increasing access for those in rural or underserved areas.
  5. Partial Hospitalization Programs
    • Medicare covers partial hospitalization programs for individuals requiring intensive mental health treatment.
    • These programs offer structured therapy and support during the day, while allowing patients to return home in the evenings.

Accessing Medicare Mental Health Services

Beneficiaries can access Medicare’s mental health preventive services by following these steps:

  • Schedule Regular Check-ups – Set up regular appointments with a primary care provider to discuss mental health concerns and undergo screenings.
  • Know Your Coverage – Familiarize yourself with the mental health services covered by Medicare and any associated costs or copayments.
  • Explore Telehealth Options – Look into telehealth options for accessing mental health care remotely, particularly if you live in a rural or underserved area.
  • Take Advantage of Annual Wellness Visits – Utilize Medicare’s annual wellness visit to address mental health concerns and receive personalized recommendations from your healthcare provider.
  • Stay Informed – Keep up with updates on Medicare coverage and eligibility criteria for mental health preventive services at

Prioritizing mental health is essential for maintaining our overall well-being, especially as we age. Medicare’s coverage of mental health preventive and intervention services underscores its commitment to addressing the mental health needs of older adults. By accessing these services and staying proactive about their mental well-being, Medicare beneficiaries can take significant steps towards leading healthier and more fulfilling lives.

This project was supported by the Administration for Community Living (ACL), U.S. Department of Health and Human Services (HHS) as part of a financial assistance award totaling $94,686 with 100% funding by ACL/HHS. The contents are those of the author(s) and do not necessarily represent the official views of, nor an endorsement, by ACL/HHS, or the U.S. Government.